37 Pearson Street, Cradley Heath, Warley

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Resale

Shared Ownership

Please note that all sales particulars and images are for marketing and illustrative purposes only. Plans, computer generated images and photos may contain elements which are not present upon the final completion of the property.

shared ownership resale

Stonewater, as a responsible Landlord, take the safety of all of our customers seriously. During the process of purchasing shares in your home, we want to make sure you have considered how you will evacuate the home in the event of a fire. Please make sure you have fully considered the suitability of the property for you and all household members and ensure you have considered how you will evacuate quickly and safely in the event of a fire. If you require any support from Stonewater, please let us know.

2 bedroom terraced house
Council Tax Band B
Driveway parking

£82,500 for a 50% share

Open Market Value: £165,000

From £287 per calendar month

Service Charge: £5.83

shared ownership resale

Available on shared ownership 1

Key Information Document

Brochure

37 Pearson Street, Cradley Heath, Warley

2 bedroom terraced house set within a small cul-de-sac with friendly neighbours

Ground floor has a modern lounge with under stairs cupboard built in for storage and modern kitchen/diner

Upstairs has 2 double bedrooms, one with built-in storage and tiled bathroom

South facing rear garden with astro turf grass for low maintenance with borders

Driveway provides off street parking for one vehicle, may accommodate two

Great location for local primary schools within walking distance and local high schools also within walking distance

Large local park within 2 streets aswell as smaller parks

Within walking distance to Cradley heath high street with a variety of small high street shops, food shops and supermarkets such as Tesco, Iceland and Lidl. Also within walking distance of Old Hill high street where you will find a variety of small shops, food shops, chemist and grocery stalls.

Local GP surgeries and between two hospitals.

Viewings

Thank you for your recent interest in the above property. The seller is currently accepting viewings and if you would like to arrange a viewing, please contact the seller on the details below.

Seller Name: David & Heather Starns

Seller Contact Details: 07588 820635 / 07863291427 or dpstarns@yahoo.co.uk / jamesandheather2005@yahoo.co.uk

As a shared ownership home, you will need to be eligible for Shared Ownership.

As a reminder, to be eligible for shared ownership you will need to evidence:

• your household income is £80,000 a year or less (£90,000 a year or less in London)
• you cannot afford all of the deposit and mortgage payments for a home that meets your needs
One of the following must also be true:
• you’re a first-time buyer
• you used to own a home but cannot afford to buy one now
• you’re forming a new household - for example, after a relationship breakdown
• you’re an existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home that meets your needs

Please take note of the minimum income, (£27,708) which is based on the minimum deposit (£6,625) for this property. If you are placing a larger deposit, the minimum income will reduce. Always check with us if you are unsure whether you can afford the property.

If you make a successful offer to the seller after your viewing, they will let us know and we will then be able to refer you for a financial assessment with an Independent Financial Advisor. This is compulsory for all Shared Ownership purchases and does not interfere with any mortgage arrangements you have already made. They will complete an assessment but you are not obliged to use them afterwards to arrange your mortgage, but can if you wish. You will also be required to complete a Stonewater application form. Further information on the financial assessment and application form will be provided.

Please let us know if you need any further information and good luck with your viewing.

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