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Please note that all sales particulars and images are for marketing and illustrative purposes only. Plans, computer generated images and photos may contain elements which are not present upon the final completion of the property.
Stonewater, as a responsible Landlord, take the safety of all of our customers seriously. During the process of purchasing shares in your home, we want to make sure you have considered how you will evacuate the home in the event of a fire. Please make sure you have fully considered the suitability of the property for you and all household members and ensure you have considered how you will evacuate quickly and safely in the event of a fire. If you require any support from Stonewater, please let us know.
£90,000 for a 45% share
Open Market Value: £200,000
From £439 per calendar month
Service Charge: £201.43
Available
2 bedroom flat available
Flat 39 St. Gabriels , Wantage
Step into this beautifully presented 2 bedroom flat, offering a perfect blend of space, comfort, and tranquillity. The property boasts a generously sized living room, flooded with natural light from two elegant bay windows that create a bright and inviting atmosphere. There are two well-sized bedrooms, both with built in cupboards acting as large fitted wardrobes, ideal for both relaxation and practicality, alongside a stylish white bathroom suite. The modern kitchen features walnut-effect cupboards, with space for a washing machine and fridge/freezer. The hallway has also been recently upgraded with attractive wood flooring, enhancing the overall finish of the home. It also features 2 large cupboards for additional storage. Externally, the property benefits from a dedicated parking space to the rear, as well as additional visitor parking. With only five other flats in the block, this home offers a rare sense of peace and privacy—perfect for those seeking comfortable, spacious living in the heart of the lovely market town of Wantage.
As this property is a flat, please note that as a result of building safety regulations, some lenders are requiring certain properties to have a completed EWS1 form. An EWS1 (External Wall System) form provides independent assurance that your building meets the requirements of the Government's latest standards.
Unfortunately, we have seen that some lenders may still wish to request this information even though it is not a legal requirement. Stonewater do not have an EWS1 in place for all buildings and should a mortgage lender require this, any purchase may be impacted. If an EWS1 is requested, whether one is required or not, Stonewater are committed to providing as much information as possible to satisfy a lenders request for an EWS1. We suggest you speak with a financial advisor before proceeding.
Further information about EWS1 and Stonewater’s position can be found at https://stonewaterhomes.co.uk/government-guidance-changes-for-EWS1
Thank you for your recent interest in the above property. The seller is currently accepting viewings and if you would like to arrange a viewing, please contact the seller on the details below.
Seller Name: Laura Howe
Seller Contact Details: 07841904600 lehowe13@gmail.com
As a shared ownership home, you will need to be eligible for Shared Ownership.
As a reminder, to be eligible for shared ownership you will need to evidence:
• your household income is £80,000 a year or less (£90,000 a year or less in London)
• you cannot afford all of the deposit and mortgage payments for a home that meets your needs
One of the following must also be true:
• you’re a first-time buyer
• you used to own a home but cannot afford to buy one now
• you’re forming a new household - for example, after a relationship breakdown
• you’re an existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home that meets your needs
Please take note of the minimum income, (£41,799.00) which is based on the minimum deposit (£7,500.00) for this property. If you are placing a larger deposit, the minimum income will reduce. Always check with us if you are unsure whether you can afford the property.
If you make a successful offer to the seller after your viewing, they will let us know and we will then be able to refer you for a financial assessment with an Independent Financial Advisor. This is compulsory for all Shared Ownership purchases and does not interfere with any mortgage arrangements you have already made. They will complete an assessment but you are not obliged to use them afterwards to arrange your mortgage, but can if you wish. You will also be required to complete a Stonewater application form. Further information on the financial assessment and application form will be provided.
Please let us know if you need any further information and good luck with your viewing.
Kind regards
Interested in buying a shared ownership home? Follow our simple three step guide Find out more about shared ownership
What is shared ownership? Your questions answered Find out about shared ownership
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